College Planning
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"YoungAdvantage Program"
Why YoungAdvantage?
CFIS YoungAdvantage plan can give your child an important head start on their savings. An insurance program with a built-in cash value savings component, YoungAdvantage allows you to save small amounts over time to help fund your child’s college education or simply to give them a solid financial footing.
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Funds added to the cash value account in a HeadStart policy grow on a tax-deferred basis, putting more of your money to work for your child’s future.
CFIS YoungAdvantage plan can give your child an important head start on their savings. An insurance program with a built-in cash value savings component, YoungAdvantage allows you to save small amounts over time to help fund your child’s college education or simply to give them a solid financial footing.
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Funds added to the cash value account in a YoungAdvantage policy grow on a tax-deferred basis, putting more of your money to work for your child’s future.
YoungAdvantage protects your child’s insurability by providing life insurance coverage that can remain in force for your child’s entire lifetime, regardless of future changes to his or her health.
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Life insurance coverage for your child is generally very affordable, allowing you to comfortably fund the cash value component inside the YoungAdvantage life insurance policy.
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YoungAdvantage is a permanent insurance solution. This means your child can keep the policy in force and use accumulated cash value in his or her own retirement years.
YoungAdvantage
Every parent wants their children to have the very best start in life. When it comes to how to make that goal a reality, parents should consider the YoungAdvantage Plan, offered through Cinque Financial & Insurance Solutions. This program gives your child a head start on saving for their college education, the down payment of their first home, and even their retirement, all while giving them the protection of life insurance, which is certainly an advantage to our children.
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The YoungAdvantage Plan is a way to help you set aside funds to protect your child's future while protecting their insurability, regardless of what happens later in life. YoungAdvantage is a life insurance policy that provides insurance coverage for your child, coupled with a cash value savings component.
At CFIS, we can help you set up an investment strategy with a cash value you can use once your child is college age. The money is available unrestricted, tax-free and penalty-free.